Proven Investment Mortgage Strategies

There are few investments that can generate returns as substantial as real estate – especially in the lucrative Toronto area market.

Whether you’re looking to diversify an existing portfolio, invest in a rental property or even renovate and flip a home, InTrend Mortgage is here to help.

Our experienced team can help you figure out how much to invest when, and negotiate the best possible terms at the lowest possible rates. When you succeed, we succeed.

What to consider, if you’re considering investing in real estate

Unlike purchasing a home to live in, making a real estate investment comes with its own set of considerations. When applying for an investment mortgage, you will need to think about the following to maximize your return on investment:

• The number of units in the property you are purchasing
• Whether it will be owner or non-owner occupied
• The size of your down payment
• Your amortization period
• Whether or not you need mortgage default insurance

Investment mortgages are complex

When applying for mortgage financing for investment properties, keep in mind that they are generally more complex than a traditional homebuyer’s mortgage. As an example, if you purchase a property with more than four units, it may be zoned as commercial. If you plan on living in one of the units, that too can have an effect on rates and terms, and the amount of down payment required.

Call us today at 905-780-8988 for low investment mortgage rates if you’re thinking of capitalizing on Toronto’s hot housing market